Monday, March 28, 2011

Swedish Raspberry Almond Bars

3/4 cup butter, softened
3/4 cup powdered sugar
1 1/2 cups flour
3/4 cup seedless raspberry jam
3 egg whites
6 T sugar
1/2 cup flaked coconut
1 cup sliced almonds, divided
Additional powdered sugar

 In a large bowl, cream butter and powdered sugar until light and fluffy.  Gradually add flour and mix well.  Press onto the bottom of a greased 9X13” pan.  Bake at 350 degrees for 18-20 minutes or until lightly browned.

Spread jam over crust.  In a large bowl, beat egg whites until soft peaks form.  Gradually beat in sugar 1 T at a time, on high until stiff peaks form.  Fold in coconut and 1/2 cup almonds.  Spread over jam.  Sprinkle with remaining almonds.  Bake at 350 degrees for 18-22 minutes or until golden brown.  Sprinkle with additional powdered sugar if desired.  Yummy!!!!

Double Dip or Double Your Money?

Interesting look at housing prices over the next five years.

Monday, March 21, 2011

On A Personal Note

The earthquake and tsunami in Japan have hit a bit close to home for me.  I graduated from high school there and have watched with great interest to how things have unfolded since the quake/tsunami.  I have always been impressed with how honest the Japanese people are - no looting there!  I have read accounts from those still living there that report that whole apartments complexes were sleeping with their doors open, fully clothed, and food packed and ready to go - just in case!  Can you imagine sleeping with your door opened (not just unlocked!) in America?  The whole tragedy has made me evaluate my own preparedness for such an event.  Not doing too bad in most areas, but certainly need to work on others.  My heart aches for all those living there and my prayers go out for all those affected by the disaster.

Business has been good and buyers seem to be gearing up again!  I am grateful to have so many amazing clients right now.  I especially enjoy my first-time home buyers and helping them achieve the great American dream of home ownership!   I also have been working hard on distressed property education to be able to better serve those that may be affected by the economy in that way and be upside down on their own home.  See my new website for very helpful/useful information.  And please tell anyone you know in that stressful situation to check out my new website.

Spent Friday night working in my yard - it is a lot of work to clean up and trim back after the long winter, but there are bits of green peeking from beneath the cold earth and it is so gratifying to give them a bit of "breathing room".  My tree just outside the kitchen window (the first to leaf and the last to loose its leaves) is just beginning to open up!  By weeks' end it will be fully leafed out.  LOVE how hopeful the new growth is.  After doing some major planting last year it is also gratifying to see that things have survived the winter.  So looking forward to spending many happy hours in the garden this spring/summer.  

Fingers crossed for another addition to our family.  Stay tuned for more information.....

Hope this finds you all well and that you are turning your own thoughts to new beginnings and the hope that springs always brings....

Tuesday, March 15, 2011

How To Peel A Potato Without A Peeler!

This is awesome!  Can't wait to try it!   How to Peel A Potato Without a Peeler

Ice Cream

Last week I took my children to a restaurant.  My six-year-old son asked if he could say grace.
 As we bowed our heads he said,  "God is good. God is great.  Thank you for the food,  and I would even thank you more if  Mom gets us ice cream for dessert.  And Liberty and justice for all!
 Along with the laughter from the other customers nearby I heard a woman remark,  "That's what's wrong with this country.  Kids today don't even know how to pray.  Asking God for ice-cream! Why, I never!"
 Hearing this, my son burst into tears and asked me,  "Did I do it wrong? Is God mad at me?"
 As I held him and assured him  that he had done a terrific job and  God was certainly not mad at him, an elderly gentleman approached the table.  He winked at my son and said,
 "I happen to know that God thought that was a great prayer."
 "Really?" my son asked.
 "Cross my heart," the man replied. 
Then in a theatrical whisper he added (indicating the woman whose remark had started this whole thing), "Too bad she never asks God for ice cream.  A little ice cream is good for the soul sometimes."
 Naturally, I bought my kids ice cream at the end of the meal.  My son stared at his for a moment
 and then did something I will remember the rest of my life. He picked up his sundae and without a word, walked over and placed it in front of the woman. With a big smile he told her,
 "Here, this is for you.Ice cream is good for the soul sometimes;  and my soul is good already."

Friday, March 11, 2011

Toffee Bars

1 cup butter
1 cup brown sugar, firmly packed
1 tsp vanilla
2 cups flour
1 6 oz. pkg. chocolate chips
1/2 cup nuts (opt)

Cream butter, brown sugar and vanilla.  Add flour, chocolate chips, and nuts.  Spread in 9X13" pan.  Bake at 350 degrees for 15 to 20 minutes.  Cut while still warm, then cool completely before eating.  To keep soft, store cookies with a piece of bread in an airtight jar.  

Saturday, March 5, 2011

Certified Distressed Property Expert!

3 Reasons the Term “Strategic Default” Is Misleading

In a recent study, the Chicago Booth/Kellogg School Financial Trust Index found that a full 36% of Americans would consider “strategic default”—another term for walking away from your mortgage—if they were underwater (owed more on their home than what it was worth).

Now that more than one in four American homeowners is “underwater,” I feel that it’s important for the community to know the truth about strategic default.

The truth is the foreclosure process carries with it credit issues, current and future employment challenges, issues with security clearance and possible debt collections.

That’s why it is vital to explain the 3 reasons why the term “strategic default” is misleading:
1.      There’s nothing strategic about defaulting on purpose, especially when you have options like short sales, mortgage modifications, and refinance (just to name a few) that may keep you from foreclosure.
2.      The waiting periods to apply for a new mortgage loan are at least five years less in a short sale vs. a foreclosure.
3.      A foreclosure will show up on your credit report every time you apply for a home loan, car loan, new job, etc., and will affect your financial situation for many years to come.

If you are underwater and can no longer afford your mortgage payments, you need to create a genuine strategy to avoid foreclosure, helping to provide stability for you and our community.

If you have any questions about what steps you or someone you care about should take next, contact me today!  Shelly Mathie, CDPE, SFR, ABR  801-787-5160

IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.

Wednesday, March 2, 2011

When You Thought I Wasn't Looking

A message every adult should read,because children are watching you and doing as you do,not as you say.

When you thought I wasn't looking, I saw you hang my first painting on the refrigerator, and I immediately wanted to paint another one.

When you thought I wasn't looking saw you feed a stray cat, and I learned that it was good to be kind to animals.

When you thought I wasn't looking, saw you make my favorite cake for me and I learned that the little things can be the special things in life.

When you thought I wasn't looking I heard you say a prayer, and I knew there is a God I could always talk to and I learned to trust in God.

When you thought I wasn't looking, I saw you make a meal and take it to a friend who was sick, and I learned that we all have to help take care of each other.

When you thought I wasn't looking, I saw you give of your time and money to help people who had nothing and I learned that those who have something should give to those who don't.

When you thought I wasn't looking, I saw you take care of our house and everyone in it and I learned we have to take care of what we are given.

When you thought I wasn't looking, I saw how you handled your responsibilities, even when you didn't feel good and I learned that I would have to be responsible when I grow up.

When you thought I wasn't looking, I saw tears come from your eyes and I learned that sometimes things hurt, but it's all right to cry.

When you thought I wasn't looking, I saw that you cared and I wanted to be everything that I could be.

When you thought I wasn't looking, learned most of life's lessons that I need to know to be a good and productive person when I grow up.

When you thought I wasn't looking, I looked at you and wanted to say, "Thanks for all the things I saw when you thought I wasn't looking."

LITTLE EYES SEE A LOT.                                                                                                                                                           Author and Source Unknown

Thanks mom and dad - you did a lot when I was young and continue to teach me by your example.  LOVE you!  I hope if I ever grow up I can be just like you!!!!